In Trinity Universal Ins. Co. of Kansas v. Northland Ins. Co., No. 07-0884, 2008 U.S. Dist. LEXIS 72196 (W.D. Wa. Sept. 23, 2008), the court applied a known loss clause in a "Montrose endorsement" to find no coverage for water intrusion damage that the subcontractor had knowledge of before the policy period. The court found the subcontractor's knowledge of the property damage, rather than its liability, was the relevant inquiry.

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Trinity Universal Ins. Co.

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